Financing · Programs
Sale-Leaseback
A sale-leaseback lets you turn equipment you already own into working capital by selling it to a financing provider and leasing it back, so your operation keeps running without interruption.
How it works
In a sale-leaseback you sell equipment your business already owns to a third-party financing provider and then lease it back. This frees up the capital that was tied up in the equipment while you continue to use it in daily operations.
You make lease payments over the new term, and the end-of-term options depend on the structure you choose. It is a way to access the value of assets you have already paid for.
End-of-term considerations
End-of-term options for a sale-leaseback depend on the lease structure you choose, and can include purchasing the equipment, renewing, or returning it. We help you align the structure with how long you intend to keep using the equipment.
Tax considerations
Certain equipment financing structures may offer potential tax advantages depending on the transaction and applicable tax law. All Asset Leasing does not provide tax, legal or accounting advice and does not guarantee any particular tax treatment. Consult a qualified tax professional about your specific situation.
Frequently Asked Questions
Sale-Leaseback questions
Do I keep using my equipment in a sale-leaseback?
Yes. You continue to use the equipment in your operation throughout the lease term. The arrangement changes who holds title, not your access to the equipment. In most cases the equipment never leaves your facility.
How much capital can I access with a sale-leaseback?
The amount is based on the appraised value of the equipment. It varies with the type, age, condition and resale market for the asset. Equipment with strong resale value is generally valued higher than older or specialized equipment. We give you a realistic estimate before you invest time in a formal appraisal.
What equipment qualifies?
Equipment you own outright, or that has a clear payoff if it is currently financed and that holds value in the resale market, is generally the best fit. We can help you explore whether your equipment is suitable.
What can the freed-up capital be used for?
Businesses commonly use it as working capital for growth, new equipment or other priorities. How you use it is up to you.
Can I do a sale-leaseback if my equipment is currently financed?
Often yes. If a balance remains on existing financing, the proceeds first pay off the existing provider and any remaining funds come to you. This is common when consolidating equipment loans or accessing value built up after paying down the original financing. We coordinate the payoff so the transaction closes cleanly.
How does a sale-leaseback affect my taxes?
A sale-leaseback can have tax consequences on both the sale and the lease payments depending on your situation. All Asset Leasing does not provide tax, legal or accounting advice and does not guarantee any particular treatment. We strongly recommend reviewing the structure with your CPA before you commit.
All Asset Leasing helps businesses nationwide explore equipment financing solutions through third-party financing providers. We do not lend directly or guarantee approval.